What should I do if the insurance company for the other driver calls me?

A: If you’ve been injured in a Pennsylvania car accident, you should not talk to the other driver’s insurance company. The other guy’s insurance company is not obliged to help you. They are not obliged to be fair to you. Their goal is to limit the amount of money that they must pay and they’ll do that by shifting as much of the blame to you as they can and by minimizing your injuries and losses as much as they can. Unless you’re planning to represent yourself, there’s no reason to talk to the other guy’s insurance company and plenty of reasons why you shouldn’t.

Related: How to Deal with the Other Guy’s Insurance Company, Part I