What is Uninsured Motorist Coverage in a Pennsylvania car insurance policy?
Uninsured Motorist Coverage is the coverage that will protect you if you are harmed by a driver who has no insurance, or if you are the victim of a Pennsylvania hit & run accident and the other driver is never identified (the so-called “phantom vehicle” accident). If you buy Uninsured Motorist Coverage and an uninsured driver injures you, your insurance company will pay to compensate you for your injuries — up to the limits of the coverage that you purchased.
