What are First Party Benefits in a Pennsylvania Car Insurance Policy?

First Party Benefits is a term used to describe several important insurance coverages that you buy from your Pennsylvania car insurance company. First Party Benefits includes coverage for your medical expenses and wage loss. Sometimes, the term is used to describe additional coverages that apply to protect you in the event that the driver who caused the accident is either uninsured (Uninsured Motorist Coverage) or has insufficient coverage to fully compensate you for the loss caused by the accident (Underinsured Motorist Coverage).