How to Deal with the Other Guy’s Insurance Company, Part III

If you’ve been seriously injured in a Pennsylvania car accident case, we recommend that you talk to an experienced Erie car accident lawyer before you talk to an insurance company. But if you really insist on doing it yourself, here are three more tips for dealing with the other guy’s insurance company, including a summary of your rights and responsibilities, when to make a written demand, and a description of the options available to you.

If you’ve been injured in a Pennsylvania car accident, we recommend that you talk to an experienced Erie car accident lawyer before you talk to the insurance company or sign any documents. But if you insist on doing it yourself, we’ve offered seven tips in the first and second parts of this article. Here, in the third part of our article, are three more tips to help you avoid the worst mistakes that people make when handling their own Erie injury cases.

8. Know Your Pennsylvania Car Accident Rights and Responsibilities

The law requires that you are to be compensated for your past and future medical bills, lost wages, and pain and suffering, as well as for the damage to your property, the cost of lost opportunities, and any other harm that was caused by the accident.

If you were partly at fault for the accident, your damages should be reduced by the percentage of your fault.

There may be other people who are entitled to be repaid out of the money you collect. For example, DPW, Medicare, and some health insurance plans are entitled to be repaid for medical bills that they may have paid on your behalf. It’s your responsibility to ensure that they are paid.

You only have one crack at settlement. Once you’ve reached an agreement and signed a release, you’ll almost certainly be forever barred from making any other claims against anyone who caused your injury.

9. Make a Written Demand

After you’re sure that you know what your injuries are and what the future is likely to hold for you, be prepared to make a written demand in which you tell the insurance company the details of the accident and your injuries and what you think your car accident case is worth.

10. Know That You Have Options

Remember that while you should get a lawyer before doing any of this, you shouldn’t feel obliged to see this through to the end without an Erie car accident lawyer. If at any time you feel that you’re in over your head or that you’re not getting the response you hoped for, you can call an Erie injury lawyer. An experienced Erie car crash lawyer should be able to tell you candidly whether he or she can help you to do better than you’ve already done for yourself.

Bottom Line: Speak with an Experienced Erie Car Accident Attorney Today

If you were recently hurt in an Erie car accident, you almost certainly have many questions. Call Purchase, George & Murphey, P.C. today to talk for free with one of our Erie car crash lawyers at 814-273-2010.